No minimum balance required. No monthly service charge. $25.00 NSF/overdraft fee Members are notified by mail/e-mail when they are overdrawn.
Overdraft Share Transfer Protection
Funds are transferred from the selected share or draft account in $50.00 increments for $5.00 per transfer. Maximum amount of transfer is limited by selected share balance. There is no monthly service fee.
Credit union will cover share drafts, ACH and debit card transacation up to $250.00. Member must be in good standing and signed up for service in advance.
Using the Debit card is similar to writing a check, because the funds are deducted from your draft (checking) account. Since it displays the VISA logo, it is accepted anywhere Visa is accepted. No annual fee. There is a daily limit on your check/debit card of $500 for merchant purchases and $205 for ATM withdrawals, for an overall daily limit of $705.
Trico Community Federal Credit Union 2910 Prospect AveP.O. Box 7449Helena, Montana 59604 Telephone:(406) 442-1421Toll Free:(800) 404-1421Fax:(406) 442-6123 EMail:firstname.lastname@example.org